Important contacts

> Free advise regarding debt

Free Advice Regarding DebtCitizens Advice Bureau
http://www.nacab.org.uk/

Consumer Credit Counselling Service
http://www.cccs.co.uk

Office of Fair Trading
http://www.oft.gov.uk/default.htm

Department of Trade and Industry
http://www.dti.gov.uk

Financial Services Authority
http://www.fsa.gov.uk

Insolvency Service website
http://www.insolvency.gov.uk/home.htm

Money Unlimited
General advice on finance from the Guardian newspaper
http://www.moneyunlimited.co.uk

> Credit Reference Agencies

Callcredit PLC
Consumer Services Team
PO Box 491
Leeds
LS3 1WZ
Telephone: 0870 060 1414
Website: http://www.callcredit.plc.uk

Equifax PLC
Credit File Advice Centre
PO Box 1140
Bradford
BD1 5US
Telephone: 08705 143700
Website: http://www.equifax.co.uk

Experian Ltd
Consumer Help Service
PO Box 8000
NOTTINGHAM
NG1 5GX
Telephone: 0870 241 6212
Website: http://www.experian.co.uk

> Information about Bankruptcy Law in Scotland

The Accountant in Bankruptcy
George House
126 George Street
Edinburgh, EH2 HH
Telephone: 0131 473 4600
Fax: 0131 473 4737
Website: http://www.aib.gov.uk

> Information about Bankruptcy Law in Northern Ireland

The Insolvency Service
Fermanagh House
Ormeau Avenue
Belfast, BT2 8NJ
Telephone: 02890 251441