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Preventing credit card fraud...

Here are important tips for fighting off credit card fraud:

  • Keep your card always within your sight when paying for something public. Some criminals “double swipe” credit cards even in shops and restaurants, making an extra scan after the normal transaction goes through in order to “clone” your credit card.
  • Thoroughly destroy carbon copies from purchase receipts; carbon copies have enough of your credit card detail for criminals to use the information for fraudulent purposes.
  • Check your receipts to verify you haven’t been overcharged for any purchases you made.
  • Never write down your PIN somewhere or tell anyone what it is. That is the only way you can be sure that this crucial bit of information is not leaked out anywhere.
  • For shopping online, try to avail of a credit card with specific protection against online fraud. Also, don’t take any chances by submitting transaction details if you’re not sure the connection is secure (i.e. look for the small padlock icon on your browser window).
  • Avoid giving credit card information over wireless devices such as mobile phones and Bluetooth devices; their range of broadcast may be scanned by someone with the intent to grab such information that passes their attention.

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