Other Accidents
> Accidents
in Someone Else’s
Home
An injury sustained in someone else’s home may be grounds
to claim for compensation against the homeowner’s insurance
policy. Many household insurance policies cover these kinds of
accidents,
as it is the householder’s responsibility to ensure their property
is safe for casual visitors, including guest, delivery people and
even unwanted visitors.
> Accidents
in Your Home
If you suffer an injury in your own home you cannot usually claim
for compensation unless the incident was caused by someone else.
There are also household insurance policies that cover injuries
to other members of your household.
> Accidents
in School
Should you suffer an injury while at school and can show how
the incident could have been prevented and the school is
to blame,
you may be able to claim compensation. Students have the right
to expect
the buildings, grounds and equipment in their school are safe,
and the supervision is of a reasonably safe and competent standard.
> Animal
Attacks
You may be able to claim for compensation for injuries caused
by an animal attack, provided that the owner of the animal
was aware
that such an attack was a possibility. For instance, if you
are attacked by a dog that has never attacked anyone on any
previous
occasion
then you may not have grounds for a claim, as opposed to being
attacked by a dog that has attacked others before.
> Animals
on the Road
Should you be in an accident involving an animal on the road,
you may be able to claim for compensation against the animal’s
owner who is responsible for making sure that the animals under their
care are restrained or properly fenced in.
> Sports
Injury
By engaging in a sports activity you are accepting the potential
risk for injury so usually you cannot make a claim for
compensation if you are injured in this context. There are
circumstances,
however, where you may be able to make a claim for compensation
if an accident
occurs. If the incident occurs while you are being trained
or taught a sport, your instructor should be properly qualified
to teach
you safely. The owners of the premises where the sport
activity takes
place must ensure the facilities are not dangerous for
the people
using them. And, in contact sports, the other players have
a responsibility to play in a way that will not endanger
other participants, and
to avoid causing any deliberate injury to them.
